Horizon

Current worth$0

Retire age0

Safe start--

Retire assets$0

Status--

End worth$0

Net worth

Projected path

Retirement age Goals Milestones Life end

Plan intelligence

Your financial decision brief

Turn the forecast into a decision.

Get a clear verdict, downside stress test, key pressure points, and the three moves most likely to improve your plan.

Yearly detail

Cash flow table

Year	Age	Income	Social Security	Investment Returns	Cash Returns	Contributions	Investment Draw	Unfunded	Housing	Investments	Cash	Real Estate	Debt	Net Worth

Your inputs

Build your plan

Five quick steps. Your forecast updates as you go.

Saved locally

1 Timeline & assumptionsSet your horizon, retirement timing, and growth rates. Your timeline

Timeline

How far are we planning?

Current age Projection ends at age Retirement age Exact retirement age Plan through age

Annual assumptions

How should money change over time?

Investment growth % Cash growth % Real estate growth % Inflation % Safe withdrawal rate %

Tip: use conservative returns for a more resilient plan.

2 What you own & oweAdd today’s account balances and debt. Starting balances

Investments Retirement and brokerage accounts$ Cash Checking, savings, and emergency funds$ Real estate Current market value$ Debt Loans and outstanding balances$

Use current balances—not future targets.

3 Income & lifestyleTell Horizon what comes in, goes out, and gets invested. Annual cash flow

Annual income Before retirement$ Annual investing Contributions across accounts$ Current annual spending Your lifestyle today$ Retirement spending Desired annual lifestyle$ Social Security starts Claiming age Annual Social Security In today’s dollars$

All amounts are annual unless noted.

4 Goals & milestonesAdd the life choices and targets that matter to you. Shape your future

Make it personal Goals affect the math. Milestones help you track progress.

Add major choices like a home, career break, or income event. Then add the financial markers you want to see on the chart.

Goals

Forecast events

Home purchases, income changes, expenses, and other choices that move the projection.

Milestones

Targets to track

Net worth, liquid assets, cash, and investment thresholds shown as chart markers.

You can drag goal markers directly on the chart.

5 Save & manageKeep versions of your plan private in this browser. Local only

Your plan stays private.

Inputs and saved scenarios stay in this browser. Nothing is uploaded unless you configure a lead endpoint.

Saved scenario

Send yourself the plan

Keep a PDF summary and a return-later link.

Scenario copy
PDF summary
Return link
Goal gap

Your scenario stays local unless a lead endpoint is configured.